In a healthcare setting, what does Worker’s Compensation cover?

Worker's Compensation is specifically designed to address workplace injuries and illnesses incurred by employees while performing their job duties. It provides coverage for medical expenses related to these injuries, ensuring that employees receive the necessary treatment without incurring personal medical costs. In addition to medical expenses, Worker’s Compensation often includes wage replacement benefits for employees who are unable to work due to their injuries, thereby supporting their financial stability during recovery.

The focus of Worker’s Compensation is solely on the health and safety of employees within the workplace, rather than broader issues such as general liability claims or property damage associated with the business. This distinction makes it clear that the primary function of Worker’s Compensation is to protect employees from the financial consequences of work-related injuries, rather than covering other types of risks or damages.